HVAC systems are the guarantees of modern comfort for Ohio residents. When installing an HVAC system in one’s home, it’s not necessary to be held hostage by the seeming exorbitant cost of installing an HVAC system. Ohio winters can be cold, and the right HVAC system can keep a family warm, if they’re able to pay for it. For those who don’t have the immediately liquidity to pay for a new HVAC system and its installation, financing may be a viable option. Here are four reasons you don’t need to hesitate to finance your HVAC installation:

Extend Your Available Credit Lines

Financing an HVAC installation doesn’t damage creditworthiness if the payments are made on time, and the credit to debt ratio remains low. In fact, taking out a new line of credit can improve a credit score and facilitate future home improvement purchases. Another credit line can alleviate the pressure on the homeowner’s financial situation.

Don’t Settle for Sub-Standard Equipment

Often, consumers will by less than optimal HVAC equipment because they don’t feel as if they are financially stable enough to purchase the HVAC system that best suits their needs. With financing, buyers can choose the right HVAC system for their family and benefit from the immediate purchase of the system. Instead of paying the entire sum upfront, they can pay over time if their credit is approved for financing.

Pay When It’s Convenient

Once an HVAC system has been purchased via financing, payments can be made on a monthly basis. Monthly payments are simple and convenient, allowing consumers to pay of the value of the HVAC system gradually without subjecting their budgets to harsh financial shocks. Managing the budget becomes easier when it’s organized in coordination with the monthly payments.

Quick and Simple Application Process

Wise Heating and Cooling has partnered with reputable lenders to help you with this process. Homeowners can submit their applications electronically through GreenSky for All other products other than Trane. For Trane product financing you can fill out an application through Wells Fargo. There are several special financing options, so we encourage you to look in to it and see which option fits you best. Or give us a call and we can review these options with you. Applying is simple and convenient, and homeowners won’t have to wait for long to become approved. Once approved, homeowners can take advantage of the competitive interest rates and purchase their new HVAC system. We will help you submit your warranty to ensure that your products are protected for years to come.

*Subject to credit approval, see store for details.